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Flexible Financing to Fit Any Budget

A large, unexpected expense such as a broken HVAC system is never a pleasant surprise. However, you don’t have to suffer through an uncomfortable season. You can take advantage of one of our several smart financing options.

Life Happens, We Help

Russell & Abbott offers special financing on the purchase of your new home comfort system. There’s an option available for most qualified customers. Qualified applicants can receive special financing terms for 60 months. 

Financing your new system is a seamless process. We offer promotional financing options with no pre-payment penalty. Our full service financing team has the expertise to guide you through the process and select the best option for your need. There is no down payment necessary and no penalty for paying off your purchase early.

Vanderbilt Mortgage and Finance

Whether you’re planning energy efficiency upgrades or tackling an emergency repair, Vanderbilt Mortgage and Finance has an affordable, long-term financing solution to help make your home more comfortable. Apply now to let us help give your home a HUG with our Home UpGrade loan.

Apply Now

Enerbank Financing

EnerBank USA is a specialized home improvement lender – that means we only provide loans for home improvement projects like yours. Since it’s our specialty, we’ve developed payment options that are perfectly tailored to home improvement needs. We’ve been doing this for over two decades and have approved over a million home improvement loans.

You can get the entire project you want completed right now instead of waiting to save up the cash or completing it in stages. With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. Your contractor will offer you a choice of payment options, then you can use one of our fast and easy application methods to connect with our US based lending team to receive a credit decision within seconds. Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.

Apply with the link below or call our office at (865) 982-5133 for more Enerbank options.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 72 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.

Wells Fargo Financing

Six months same as cash with approved credit.*

*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921.

Okinus Financing

At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high quality merchandise at an affordable price while rebuilding credit. Are you currently in the market for new HVAC system? We can help. Or did your HVAC unit finally give out during the summer months? We can help. The good news is you finally have instant access to bring home what you want, when you need it – with no credit needed financing.

Apply Now

We accept Mastercard, Visa, Discover, American Express, and Paypal. Additional financing options are available from time to time as different promotions become available with different vendors. Please ask if a special promotion is available to fit your needs.

Call Russell & Abbott at (865) 982-5133 to ask for details about equipment on Platinum, Gold, and Silver systems.