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Flexible Financing to Fit Any Budget

A large, unexpected expense such as a broken HVAC system is never a pleasant surprise. However, you don’t have to suffer through an uncomfortable season. You can take advantage of one of our several smart financing options.

Life Happens, We Help

Russell & Abbott offers special financing on the purchase of your new home comfort system. There’s an option available for most qualified customers. Qualified applicants can receive special financing terms for 60 months. 

Financing your new system is a seamless process. We offer promotional financing options with no pre-payment penalty. Our full service financing team has the expertise to guide you through the process and select the best option for your need. There is no down payment necessary and no penalty for paying off your purchase early.

Vanderbilt Mortgage and Finance

Whether you’re planning energy efficiency upgrades or tackling an emergency repair, Vanderbilt Mortgage and Finance has an affordable, long-term financing solution to help make your home more comfortable. Apply now to let us help give your home a HUG with our Home UpGrade loan.

Apply Now

Renovate America

Simple, traditional financing with fast approvals for all types of improvements. Benji can be used to finance almost any home improvement, with an easy online process, fast funding within 2 business days.

We are offering:

  • 5 Years at 9.99%  Plan code 10509  Payment factor 2.12%
  • 7 years at 9.99%  Plan code 10709  Payment factor 1.66%
  • 10 years at 10.99%  Plan code 11010  Payment factor 1.38%
  • 12 years at 10.99% Plan code 11210  Payment factor 1.25%
  • 6 months no interest and no payments Plan code 50617.

Wells Fargo Financing

Financing options available:

  • Wells Fargo (with approved credit)
  • 0% APR for 60 months with equal payments.* This promotion is offered on our "Platinum" systems.
  • 0% APR for 48 months with equal payments.* This promotion is offered on our "Gold" systems.
  • 0% APR for 36 months with equal payments.*  This promotion is offered on our "Silver" systems.

*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921.

We accept Mastercard, Visa, Discover, American Express, and Paypal. Additional financing options are available from time to time as different promotions become available with different vendors.  Please ask if a special promotion is available to fit your needs.

Okinus Financing

At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high quality merchandise at an affordable price while rebuilding credit. Are you currently in the market for new HVAC system? We can help. Or did your HVAC unit finally give out during the summer months? We can help. The good news is you finally have instant access to bring home what you want, when you need it – with no credit needed financing.

Apply Now

Call Russell & Abbott at (865) 982-5133 to ask for details about equipment on Platinum, Gold, and Silver systems.